Free software wallets for holding coins yourself and connecting to Web3 apps.
Fomo lets you hold your own crypto without a seed phrase, sign in with Apple and fund with Apple Pay. We look at the custody stack behind that — Privy wallets, DFlow routing — and at the one number the app does not publish.
We moved SOL, ETH and BTC through Phantom on desktop and mobile and ran swaps to see the real spread before writing this. Phantom covers eight chains from one seed phrase, but a 0.85% swap fee and an open lawsuit over alleged key extraction are worth knowing first.
We installed MetaMask, swapped tokens, checked the fee against Rabby and tested its phishing defenses. The extension is still a solid starting point for Ethereum and DeFi, but its 0.875% swap fee is a real cost a newer wallet undercuts.